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What You Need to Know About Car Accident Claims

It is important to be aware of the claims process if you are involved in a car accident to help in raising your awareness and understanding on car accident claims process, and hiring a personal injury lawyer can help you to know how exactly the process works. It is important to file a car accident claim with your insurance company if you’re recently involved in an auto accident resulting to physical injuries and property damage. The reporting must be done within seven days in an ideal setting, but if you are unable to do so, report it as soon as you can because there is a time frame followed by insurance companies and statute of limitations as indicated by the law to file and approve claims, and failure to report the car accident within a reasonable amount of time may deny or null your claim.

It is important to provide as many details as possible when calling for insurance company for faster and easier filing of claim including your insurance policy number, details of the accident (time, date, location, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, extent of injuries, identification numbers and license plates of other vehicles involved, and description of the accident), and the details of the vehicle (model, make, registration, and license plate number). Along with your insurance agent, the best person who can help you in understanding the coverage of your insurance policy and in filing a personal injury claim is a car accident lawyer. Once a car accident claim has been reported, you’ll be contacted by the claim’s adjuster who is assigned to your file, either it will be handled over the telephone or the adjuster will meet with you. In terms of knowing the coverage of your insurance policy, your claim adjuster can explain the full details of your insurance coverage, but having a car accident lawyer gives you confidence and assurance that you will receive the maximum compensation you deserve for your claim. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.

In any car accident, insurance companies always want to determine who is at fault whether fully or partially. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. If you have problems dealing with the claim’s adjuster or you feel that the settlement is unfair, you can talk to a trusted and reliable personal injury lawyer to help you out. Feel free to visit our website or homepage so we can give you free legal advice about your case. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.

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